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What is the closing time on a USDA Loan?

  Welcome back everyone, Sean Stephens here with Metroplex Mortgage Services and another USDA Loan Pro video quick tip. We commonly receive questions on this topic and in today’s video I will explain the facts and share the details that you need to know to keep...

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What type of income qualifies for a USDA Loan?

Can you qualify for a USDA loan with income from tips, bonuses, commissions, and part-time employment? What type of income can qualify for a USDA loan? As we all know, types of employment can vary from buyer to buyer, and in many cases it ranges with income from tips,...

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How high are USDA income limits?

Did you know that USDA income limits were just increased? While many know that it is possible to make too much money for a USDA loan, what they don’t realize is just how high USDA income limits actually are. USDA just announced an increase to their household income...

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Is there a USDA maximum loan amount?

Do USDA loans have a maximum sales price? Being able to make the most of a homebuyer's qualifying ability is critical in today's market, and in this short video I will explain the facts that you need to know in order to keep your financing headed in the right...

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Can you have two VA loans at the same time?

Can a Veteran be eligible for two VA loans at the same time? What happens if a Veteran wants to purchase another home with their VA eligibility before their current VA loan is paid off? In today’s video, I will break down the details on how it is possible for a...

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Can you roll closing costs into a USDA loan?

Can you "roll" closing costs into a USDA loan? While I am commonly asked this specific question, "rolling costs into a USDA loan", makes it sound as if this automatically occurs without any additional steps. Additionally, many  associate no down payment or 100%...

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What are USDA loan credit score requirements?

What are the minimum credit requirements for a USDA loan? With so much emphasis on credit scores, it is important to remember that while a certain credit score can open the door to USDA loan eligibility, a certain score on its own will not guarantee an approval. ...

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Do USDA loans have an acreage limit?

Is there an acreage limit with a USDA Rural Home loan? When working rural areas, it is common to ask how many acres can you buy with a USDA loan? Thankfully due to updated guidelines, it is now a more simplified process when it comes to reviewing USDA Home Loan...

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What inspections are required for a USDA loan?

What inspections are required for a USDA loan? Once a sales contract has been signed, ordering inspections may be one of the next steps, but what inspections are required for a USDA loan? With so many types of inspections to choose from, this can be a common question,...

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Do USDA loans require an earnest money deposit?

Do USDA loans require an earnest money deposit? Many think that 100% financing means the same as “no money out of pocket”, but just because there is not a down payment involved, there are still minimum expenses required. In today's short video, I will discuss what...

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How fast can you close a USDA loan?

How fast can you close a USDA loan? When it comes to USDA loan processing times, many are under the impression that it has to take 60 days, but  in today's post I will show the steps we took to recently close a USDA loan in only 27 days! As many of you know, we have...

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USDA Loan Calculator

Use This Calculator To Help Stay Within Your Budget:

Purchase Price
Loan Term 30 Years
Interest Rate
Annual Taxes
Annual Insurance
Financing: 100%
Purchase Price with
1% Guarantee Fee
Principal & Interest
USDA Premium
Total Estimate

*Taxes and Insurance can vary from property to property.

Note: This USDA Loan calculator is for estimating purposes only and is neither a Loan Estimate or Commitment to Lend.

Minimum credit conditions will apply on all loans.

Facebook Reviews

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Margella Gouldbourne
Margella Gouldbourne
2017-06-28T00:23:52+0000
Metroplex' staff has been very helpful in getting us qualified for our loan. They were very responsive to any or every concerns we had along the way and now we rest comfortably in our new home! It is more than we could've ever dream or hope for. Thank you so much!!
Kayla Williams
Kayla Williams
2017-06-26T16:52:10+0000
We just bought our first home with Metroplex. Sean Stephens and the whole team worked with us every step of the way. They were so patient and helpful. We couldn't imagine getting better service else where.
James Higgins
James Higgins
2017-06-14T06:09:04+0000
My wife and I recently used Metroplex to buy our first home. Could not have been easier. Sean, Elizabeth, and the whole staff were great. Very forthcoming with information and always available when I had a question (there were lots of them.) And the time frame was unbelievable. 3 months from my first call to them until we closed on our house. Probably could have been sooner if we would have wanted. I will always recommend Metroplex from here on out.
Petey Rivera
Petey Rivera
2017-06-01T23:58:41+0000
Sean and all the Metroplex staff were very knowledgeable and helpful. We highly recommend them especially if you are interested in a USDA loan. Our closing was quick and simple with no problems at all.
Michael Poel
Michael Poel
2017-05-08T14:02:28+0000
Thanks Sean and the team at metroplex it was a very smooth and easy process being a first time home buyer I had a lot of questions throughout the process of buying my home and you guys we're always there to answer them and help me through
Yasmine Lalala
Yasmine Lalala
2017-05-04T21:54:30+0000
Metroplex is seriously the best! Sean and his team walked me through everything. As a first time home owner and going through the loan process for the first time I didn't know what to expect but metroplex guided me the entire way and made it as stress free as possible. They are great people! Will definitely recommend them to friends and family.
Jenn Jordan-Parrish
Jenn Jordan-Parrish
2017-05-02T23:49:14+0000
Timothy Tbone Ward
Timothy Tbone Ward
2017-04-30T21:08:42+0000
I recently retired from the military, and everyone at METROPLEX went above and beyond to assist me with my loan and made it a flawless process. I can't tell you how much they did for me and never even met them in person. Everything was done over the phone and computer. Unbelievable !!!! Outstanding !!!!! Highly Recommended !!! 5 Stars for SURE !!!!
John Bruns
John Bruns
2017-04-24T20:43:26+0000
My refinance was complicated and Sean and his team went the extra mile to assure everything was taken care of. There is no one else that I would go to for my next mortgage!!
Brina Natasha
Brina Natasha
2017-04-03T19:55:35+0000
I am a first time homeowner and I went through metroplex for my loan. Sean and his team are beyond exellent. They helped me through everything from start closing and answered any questions that I had right away. It was DEFINITELY a great experience. I recommend them to everybody
Elysha Marie Revell
Elysha Marie Revell
2017-03-22T16:32:09+0000
Sean and his entire team and Metroplex Mortgage were everything that my husband and I hoped for and more. They were very professional and worked hard to get our closing done as soon as possible. They diligently helped us the whole way and made the process as smooth as possible for us as first time home buyers. We would highly recommend Metroplex Mortgage to anyone looking to purchase a new home. You won't be disappointed!
Kirrh KBizz Buchanan
Kirrh KBizz Buchanan
2017-03-17T05:10:45+0000
Sean and his team were extremely helpful throughout my entire process. They were very thorough and had great communucation. Would definitely recommend...
Mary Ferrini
Mary Ferrini
2017-03-16T17:20:01+0000
The guidance I received from everyone at Metroplex was awesome!!!! From the first time I talked to them (which was a year ago) to the closing on our home. Never met a place that has so many great people working in one place, unheard of these days. Great job Sean and team!
Thomas Maulden
Thomas Maulden
2017-02-26T07:25:47+0000
Sean Stephens and the staff at Metroplex Mortgage did a superb job in finding me the funding I needed at a rate I was pleased with. The entire process was stress free and simple. I highly recommend Sean to provide you loan needs.
Maria Smythers
Maria Smythers
2017-02-22T19:21:14+0000
Metroplex is great Sean and the team were wonderful. A few years ago they were recommended to us when we bought are home and just recently we know it was time to put home for sale and up size to better fit are family's needs .Sean was who I called first to help us again with the new home .Sean and team walked us through every step .They are so honest and professional they always keep in contact with you. If you had a question they are always available to help. I have and will recommend them.Thanks Metroplex for making this a stress free process.
Jessica Perry
Jessica Perry
2017-02-09T00:13:15+0000
Sean and his team at Metroplex mortgage services rock! My husband and I worked with them for almost 2 years in the process of building our new home! They helped us with a USDA loan & were super helpful the entire journey! If you are going to build a new home or wishing to purchase a home we highly recommend Metroplex!
Princess Goodas Simpson
Princess Goodas Simpson
2017-02-08T03:04:04+0000
As a first time home buyer SEAN and his TEAM was a very awesome job, They get you to the point where you don't have to worry about paying too much for your Mortage and they get you a great fix rate, I would really RECOMMEND them to everyone one I no need help with purchasing a home. I will definitely give the all 5 STARS....THANK YOU METROPLEX MORTGAGE AND THERE STAFF
Michael Nessy
Michael Nessy
2017-02-07T22:27:56+0000
Great Company .... they got my USDA Mortgage for me. There hard work and simple way of working with you is easy. Thanks Sean... Michael S.
Brandy Jacques
Brandy Jacques
2017-02-04T16:56:15+0000
I never would of thought buying a home would be so easy! A family member used Metroplex so I figured we would give it a shot. Sean and his team were very helpful and informative. We close in roughly 2 weeks!
Sarah Cirino
Sarah Cirino
2017-01-27T22:28:30+0000
We bought our first home through Metroplex Mortgage Services and it was a great experience. Sean and his team worked well with us and communicated regularly. one staff member never seemed to know what was going on with my account but everyone else was well informed and guided me through the process step by step. I would recommend and would use them again in the future! We are so excited to own our first home! Thank you metroplex and staff!
Faye Murphy
Faye Murphy
2017-01-23T02:59:59+0000
Thanks to everyone at Metroplex for shepherding us through the process of buying our first home in 25 years. The process is much changed but the staff helped every step of the way.
Allen Walfish
Allen Walfish
2017-01-13T19:58:56+0000
Bought our first home here in Florida after we relocated from Pennsylvania. We chose to work with Sean Stephens and Metroplex. They were there every step of the way. Every person that I dealt with was very friendly and guided us from the beginning to the end of our home purchase. Smooth process and would highly recommend to anyone looking to purchase a home!! Thanks again Metroplex
Jennifer Jackson Hockenberry
Jennifer Jackson Hockenberry
2017-01-05T21:12:32+0000
I was nervous about buying a home. Metroplex made everything easy. My many, many phone calls with silly questions at times were answered quickly and respectfully. My emails were answered late evenings or weekends which surprised me. Thank you for helping make a dream come true
Cynthia Keene
Cynthia Keene
2017-01-05T02:28:57+0000
Thank you Sean Stephens! He spoke to my husband and I personally. Answering our questions about the USDA Loan. He was able to offer, a first time home buyer, what we know was a low interest rate. With his straight talk and knowledgeable answers it was like he really cared and was not just trying to sell you. Then you talk to his very nice, respectful and patient team to get you through the rest of the mortgage process. Two plusses. I've recently had the pleasure of talking to Sean again about refinancing our USDA loan for an even lower interest rate. Thanks to Sean and his team.
Natalie Santiago
Natalie Santiago
2017-01-05T01:37:23+0000
Metroplex walked me through each thing needing to be done to get my first home loan. They provide awesome service.

What Clients Are Saying About Us!

Keep up the Good work!!!

Sean stephens, Meridith, robin, elizabeth and all of the staff at Metroplex were very helpful to me with the journey of purchasing my new home. They were very helpful answered all my questio...

Orlando, FL
Zillow Review
Sean is a great leader

Sean was helpful and supportive from beginning to end. His staff was always prompt in responding if I had questions. My mortgage is a USDA loan and Sean was more than knowledgable on all fro...

Sarasota, FL
Zillow Review

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Florida, Tennessee, Alabama

8622 N Himes Avenue
Tampa, FL 33614
Office: 813-935-8330
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13612 Midway Road, Suite 333-05
Dallas, TX 75244
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