It’s the combined income of all household members and NOT just those who are on the USDA loan. Understanding your applicable county income limit is a critical step towards USDA qualifying.
To learn more about 2023 USDA loan income limits, check out our previous blog post.
To learn more about USDA loans, download our FREE USDA Blueprint for Success. This educational resource is designed to help walk you through the USDA process step-by-step and is designed for homebuyers and realtors alike.
As a USDA Approved Lender in Florida, Tennessee, Alabama, and Texas, let our experience and expertise go to work for you!
Just call or email to discuss your scenario and let us show you the “Metroplex” difference!
Toll Free: (800) 806-9836 X 280
Call/Text: (863) 593-2001
SeanS@MPLX.org
Don’t forget to download our USDA Blueprint for Success with the link below:
Effective July 6, 2023, the USDA Single Family Housing Guaranteed Loan Program has updated their income limits to the following:
| County | 1-4 Person Households | 5-8 Person Households |
| Anniston-Oxford-Jacksonville, AL MSA | $110,650 | $146,050 |
| Auburn-Opelika, AL MSA | $110,650 | $146,050 |
| Barbour County, AL | $110,650 | $146,050 |
| Birmingham-Hoover, AL HUD Metro FMR Area | $110,650 | $146,050 |
| Bullock County, AL | $110,650 | $146,050 |
| Butler County, AL | $110,650 | $146,050 |
| Chambers County, AL | $110,650 | $146,050 |
| Cherokee County, AL | $110,650 | $146,050 |
| Chilton County, AL HUD Metro FMR Area | $110,650 | $146,050 |
| Choctaw County, AL | $110,650 | $146,050 |
| Clarke County, AL | $110,650 | $146,050 |
| Clay County, AL | $110,650 | $146,050 |
| Cleburne County, AL | $110,650 | $146,050 |
| Coffee County, AL | $110,650 | $146,050 |
| Columbus, GA-AL HUD Metro FMR Area | $110,650 | $146,050 |
| Conecuh County, AL | $110,650 | $146,050 |
| Coosa County, AL | $110,650 | $146,050 |
| Covington County, AL | $110,650 | $146,050 |
| Crenshaw County, AL | $110,650 | $146,050 |
| Cullman County, AL | $110,650 | $146,050 |
| Dale County, AL | $110,650 | $146,050 |
| Dallas County, AL | $110,650 | $146,050 |
| Daphne-Fairhope-Foley, AL MSA | $110,650 | $146,050 |
| Decatur, AL MSA | $110,650 | $146,050 |
| DeKalb County, AL | $110,650 | $146,050 |
| Dothan, AL HUD Metro FMR Area | $110,650 | $146,050 |
| Escambia County, AL | $110,650 | $146,050 |
| Fayette County, AL | $110,650 | $146,050 |
| Florence-Muscle Shoals, AL MSA | $110,650 | $146,050 |
| Franklin County, AL | $110,650 | $146,050 |
| Gadsden, AL MSA | $110,650 | $146,050 |
| Greene County, AL HUD Metro FMR Area | $110,650 | $146,050 |
| Henry County, AL HUD Metro FMR Area | $110,650 | $146,050 |
| Huntsville, AL MSA | $112,850 | $148,950 |
| Jackson County, AL | $110,650 | $146,050 |
| Lamar County, AL | $110,650 | $146,050 |
| Macon County, AL | $110,650 | $146,050 |
| Marengo County, AL | $110,650 | $146,050 |
| Marion County, AL | $110,650 | $146,050 |
| Marshall County, AL | $110,650 | $146,050 |
| Mobile, AL HUD Metro FMR Area | $110,650 | $146,050 |
| Monroe County, AL | $110,650 | $146,050 |
| Montgomery, AL MSA | $110,650 | $146,050 |
| Perry County, AL | $110,650 | $146,050 |
| Pickens County, AL HUD Metro FMR Area | $110,650 | $146,050 |
| Pike County, AL | $110,650 | $146,050 |
| Randolph County, AL | $110,650 | $146,050 |
| Sumter County, AL | $110,650 | $146,050 |
| Talladega County, AL | $110,650 | $146,050 |
| Tallapoosa County, AL | $110,650 | $146,050 |
| Tuscaloosa, AL HUD Metro FMR Area | $110,650 | $146,050 |
| Walker County, AL | $110,650 | $146,050 |
| Washington County, AL HUD Metro FMR Area | $110,650 | $146,050 |
| Wilcox County, AL | $110,650 | $146,050 |
| Winston County, AL | $110,650 | $146,050 |
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