It’s the combined income of all household members and NOT just those who are on the USDA loan. Understanding your applicable county income limit is a critical step towards USDA qualifying.
To learn more about 2023 USDA loan income limits, check out our previous blog post.
To learn more about USDA loans, download our FREE USDA Blueprint for Success. This educational resource is designed to help walk you through the USDA process step-by-step and is designed for homebuyers and realtors alike.
As a USDA Approved Lender in Florida, Tennessee, Alabama, and Texas, let our experience and expertise go to work for you!
Just call or email to discuss your scenario and let us show you the “Metroplex” difference!
Toll Free: (800) 806-9836 X 280
Call/Text: (863) 593-2001
SeanS@MPLX.org
Don’t forget to download our USDA Blueprint for Success with the link below:
Effective July 6, 2023, the USDA Single Family Housing Guaranteed Loan Program has updated their income limits to the following:
| County | 1-4 Person Households | 5-8 Person Households |
| Bedford County, TN | $110,650 | $146,050 |
| Benton County, TN | $110,650 | $146,050 |
| Bledsoe County, TN | $110,650 | $146,050 |
| Campbell County, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Carroll County, TN | $110,650 | $146,050 |
| Chattanooga, TN-GA MSA | $110,650 | $146,050 |
| Claiborne County, TN | $110,650 | $146,050 |
| Clarksville, TN-KY HUD Metro FMR Area | $110,650 | $146,050 |
| Clay County, TN | $110,650 | $146,050 |
| Cleveland, TN MSA | $110,650 | $146,050 |
| Cocke County, TN | $110,650 | $146,050 |
| Coffee County, TN | $110,650 | $146,050 |
| Crockett County, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Cumberland County, TN | $110,650 | $146,050 |
| Decatur County, TN | $110,650 | $146,050 |
| DeKalb County, TN | $110,650 | $146,050 |
| Dyer County, TN | $110,650 | $146,050 |
| Fentress County, TN | $110,650 | $146,050 |
| Franklin County, TN | $110,650 | $146,050 |
| Gibson County, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Giles County, TN | $110,650 | $146,050 |
| Grainger County, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Greene County, TN | $110,650 | $146,050 |
| Grundy County, TN | $110,650 | $146,050 |
| Hancock County, TN | $110,650 | $146,050 |
| Hardeman County, TN | $110,650 | $146,050 |
| Hardin County, TN | $110,650 | $146,050 |
| Haywood County, TN | $110,650 | $146,050 |
| Henderson County, TN | $110,650 | $146,050 |
| Henry County, TN | $110,650 | $146,050 |
| Hickman County, TN | $110,650 | $146,050 |
| Houston County, TN | $110,650 | $146,050 |
| Humphreys County, TN | $110,650 | $146,050 |
| Jackson County, TN | $110,650 | $146,050 |
| Jackson, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Johnson City, TN MSA | $110,650 | $146,050 |
| Johnson County, TN | $110,650 | $146,050 |
| Kingsport-Bristol-Bristol, TN-VA MSA | $110,650 | $146,050 |
| Knoxville, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Lake County, TN | $110,650 | $146,050 |
| Lauderdale County, TN | $110,650 | $146,050 |
| Lawrence County, TN | $110,650 | $146,050 |
| Lewis County, TN | $110,650 | $146,050 |
| Lincoln County, TN | $110,650 | $146,050 |
| Macon County, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Marshall County, TN | $110,650 | $146,050 |
| Maury County, TN HUD Metro FMR Area | $110,650 | $146,050 |
| McMinn County, TN | $110,650 | $146,050 |
| McNairy County, TN | $110,650 | $146,050 |
| Meigs County, TN | $110,650 | $146,050 |
| Memphis, TN-MS-AR HUD Metro FMR Area | $110,650 | $146,050 |
| Monroe County, TN | $110,650 | $146,050 |
| Moore County, TN | $110,650 | $146,050 |
| Morgan County, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Morristown, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Nashville-Davidson–Murfreesboro–Franklin, TN HUD Metro FMR | $114,800 | $151,550 |
| Obion County, TN | $110,650 | $146,050 |
| Overton County, TN | $110,650 | $146,050 |
| Perry County, TN | $110,650 | $146,050 |
| Pickett County, TN | $110,650 | $146,050 |
| Putnam County, TN | $110,650 | $146,050 |
| Rhea County, TN | $110,650 | $146,050 |
| Roane County, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Scott County, TN | $110,650 | $146,050 |
| Sevier County, TN | $110,650 | $146,050 |
| Smith County, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Stewart County, TN HUD Metro FMR Area | $110,650 | $146,050 |
| Van Buren County, TN | $110,650 | $146,050 |
| Warren County, TN | $110,650 | $146,050 |
| Wayne County, TN | $110,650 | $146,050 |
| Weakley County, TN | $110,650 | $146,050 |
| White County, TN | $110,650 | $146,050 |
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