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Available Mortgage Programs for Manufactured and Modular Homes

January 5th, 2019 by usdaadmin

What is the difference between a modular and manufactured home and what mortgage financing is available?

USDA No Down Payment New Construction LoanIn today’s video I will share some differences between the two property types and explain what mortgages are available for modular and manufactured homes.

However, before we get started, if you are experiencing financing difficulties and need assistance, try our Underwriting Deal Desk.  We offer this service as a resource where you can ask any qualifying questions to help keep your transaction from falling off the tracks!

What mortgages are available for manufactured and modular homes in Florida, Texas, Tennessee, and Alabama?

As a starting point, the primary differences between manufactured and modular homes are determined by how the home was assembled and the building codes that must be followed for each type of home.

Manufactured Homes

Modular Homes

Important Reminders

In summary, both modular and manufactured homes can both be eligible for financing depending on the type of mortgage program and other qualifying criteria, but if you have questions, remember we are just a phone call away!

Whether it be FHA, VA, USDA, or Conventional – Just call or email to discuss your scenario and let us show you the “Metroplex” difference.

800-806-9836 Ext. 280

I want everyone to make it a great day, and look forward to seeing you right here for the next tip of the week!

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