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2025-2026 Florida USDA Income Limits Have Been Announced!

So what is a USDA household income limit?

It’s the combined income of all household members and NOT just those who are on the USDA loan. Understanding your applicable county income limit is a critical step towards USDA qualifying.

To learn more about the Florida 2025-2026 USDA loan income limits, check out our recent USDA Income Limit Announcement.

To learn more about USDA loans, download our FREE USDA Blueprint for Success. This educational resource is designed to help walk you through the USDA process step-by-step and is designed for homebuyers and realtors alike.

As a USDA Approved Lender in Florida, Tennessee, Alabama, and Texas, let our experience and expertise go to work for you!

Just call or email to discuss your scenario and let us show you the “Metroplex” difference!

Toll Free: (800) 806-9836 X 280
Call/Text: (863) 593-2001
SeanS@MPLX.org

Don’t forget to download our USDA Blueprint for Success with the link below:

 

What are the updated 2025-2026 USDA Income Limits for Florida?

Effective June 18, 2025, the USDA Single Family Housing Guaranteed Loan Program has updated their Florida USDA income limits to the following:

• 1-4 person household has been increased from $112,450 to  $119,850.
• 5–8-person household has been increased from $148,450 all the way up to $158,250!

Additionally, certain areas will allow for even higher USDA income limits such as Collier and Sarasota. These may be commonly referred to as high cost counties.

📈 With USDA income limits increasing for 2025–2026, now may be the perfect time to boost your buying power and make homeownership a reality!

How can we help you qualify for a USDA Loan?

As an approved USDA lender in Florida, Texas, Tennessee, and Alabama, our team is here to walk you through the USDA loan process—step-by-step.

Whether you’re just getting started or need a second opinion on a loan already in progress, just call, text, or email to review your scenario and let us show you the “Metroplex” difference!

📞 Toll-Free: 800‑806‑9836 x280
📱 Call/Text: 863‑593‑2001
📧 Email: SeanS@MPLX.org

🏆 BREAKING NEWS: Metroplex Mortgage Services has been ranked the #1 USDA Lender in Florida for three years in a row—and four times overall!

🏆 National Recognition at the 2025 USDA Lenders of the Year Awards

We were also honored nationally at USDA’s 2025 National Lenders of the Year Ceremony with a 4th place ranking in the new Top Local Lender Champion Award category – a distinction especially meaningful to lenders recognized as the top USDA lender in their state.