Do USDA Loans in Florida Allow Homes with a Mother-in-Law Suite?
Front Page | USDA Property Eligibility | Posted on November 7, 2025 at 10:00 pm by Sean A. Stephens, Esq., CMB®
Do Florida USDA Loans Allow Mother-in-Law Suites? What Realtors & Homebuyers Should Know. As we continue with our series on USDA Property Eligibility, USDA properties with “mother-in-law suites”, also know as Accessory Dwelling Units (ADUs), are eligible for a USDA
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Self-Employed Homebuyers: How to Qualify for a USDA Loan in Florida
Front Page | USDA Loans | What is a USDA Loan? | Posted on August 8, 2025 at 9:21 pm by Sean A. Stephens, Esq., CMB®
Your Guide to USDA Loan Approval for Self-Employed Homebuyers in Florida! Learn how we turn self-employed homebuyers into USDA success stories — even when other lenders say no! If you’re self-employed and dreaming of buying a home in Florida with
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USDA Loan Income Guidelines: How Alimony and Child Support Can Boost Your Buying Power
Front Page | USDA Approved Lender Benefits | USDA Income Limits | Posted on July 25, 2025 at 4:52 pm by Sean A. Stephens, Esq., CMB®
How More Buyers Qualify with the Right Use of Support Income! If a homebuyer receives alimony or child support, that income can expand their qualifying power for a USDA loan, resulting in a higher purchase price, more home options, and
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BREAKING NEWS: Metroplex Mortgage Services Named Florida’s #1 USDA Lender for Third Year in a Row—Plus National Recognition from USDA!
Front Page | USDA Loan Benefits | Posted on June 27, 2025 at 10:19 pm by Sean A. Stephens, Esq., CMB®
Metroplex Mortgage Services is the #1 Ranked Florida USDA Lender in 2025 – Again! 🚨 BREAKING NEWS: Metroplex Mortgage Services has once again been ranked the 2025 #1 USDA Lender in Florida, marking our third consecutive year and fourth time
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USDA Loan Application Mistakes To Avoid: 5 Things “Not To-Do” for USDA Loan Approval
Front Page | USDA Approved Lender Benefits | USDA Loan Eligibility | USDA Loan Process | USDA Loans | Posted on June 6, 2025 at 2:37 pm by Sean A. Stephens, Esq., CMB®
USDA Loan Application Mistakes To Avoid: 5 Things “Not To-Do” for USDA Loan Approval in Florida, Texas, Tennessee, and Alabama. Last week, we reviewed five important things to do during the USDA loan application process. In contract today, we will
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Understanding Florida’s Homestead Exemption – Important Year End Timing
Front Page | Posted on December 6, 2024 at 3:38 pm by Sean A. Stephens, Esq., CMB®
What Is the Florida Homestead Exemption and why is closing by December 31 so important? The Florida Homestead Exemption offers homeowners a way to reduce their property tax burden by decreasing the taxable value of their primary residence. By applying
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What appraisal updates are required on a USDA Loan after a hurricane?
Front Page | USDA Loan Process | USDA Loans | Posted on September 27, 2024 at 10:23 am by Sean A. Stephens, Esq., CMB®
What appraisal updates are required on a USDA Loan after a hurricane? With the disaster and devastation left behind by Hurricane Helene, I wanted to outline what homebuyers and Realtors should expect for transactions that are currently in progress. As
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Part 5 – USDA Income Guidelines: USDA Alimony and Child Support Income Requirements
Front Page | USDA Approved Lender Benefits | USDA Income Limits | Posted on July 26, 2024 at 8:41 am by Sean A. Stephens, Esq., CMB®
What are USDA Income Guidelines for alimony and child support income for Florida, Texas, Tennessee, and Alabama? Remember that alimony and child support can affect USDA qualifying in either a positive or negative way since it can be used as
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Metroplex Mortgage Services Wins #1 USDA Lender Ranking in Florida – Back to Back!
Front Page | USDA Loan Benefits | Posted on June 14, 2024 at 8:24 pm by Sean A. Stephens, Esq., CMB®
Metroplex Mortgage Services is the #1 ranked Florida USDA Lender in 2024 – Again! USDA Rural Development recently announced their USDA Lender Rankings and we are proud to announce that Metroplex Mortgage Services has once again been named the #1
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Memorial Day – A Time to Remember
Front Page | Posted on May 24, 2024 at 5:45 am by Sean A. Stephens, Esq., CMB®
While Memorial Day often evokes thoughts of cookouts and great sales, it is important to reflect on, and respect all those who have lost their lives in service to our country. Falling on the last Monday of every May, Memorial
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