Improved USDA Guidelines on Student Loans

UPDATE: USDA Student Loan Guidelines for Calculating Monthly Payments

Front Page | USDA Credit Qualifying | Posted on February 24, 2023 at 12:00 pm by Sean Stephens

What are USDA Student Loan Guidelines for Calculating Monthly Payments? How can the updated USDA Student Loan Guidelines help you purchase a home in Florida, Texas, Tennessee, or Alabama? As many of us know, student loan debt can have a
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USDA loan credit requirements for a USDA Loan after Chapter 13 Bankruptcy in Florida, Texas, Tennessee, & Alabama

Part 4 – USDA Loan Credit Requirements: USDA loan after Chapter 13 Bankruptcy

USDA Credit Qualifying | Posted on August 26, 2022 at 11:41 am by usdaadmin

How do you qualify for a USDA loan after Chapter 13 Bankruptcy? What are the USDA Chapter 13 Bankruptcy waiting periods? Last week we spoke about how to qualify for a USDA Loan after Chapter 7 Bankruptcy. While today’s topic
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USDA Loan Credit Requirements: USDA Loan after Chapter 7 Bankruptcy in Florida, Texas, Tennessee, and Alabama

Part 3 – USDA Loan Credit Requirements: USDA Loan after Chapter 7 Bankruptcy

USDA Credit Qualifying | Posted on August 19, 2022 at 12:28 pm by usdaadmin

How do you qualify for a USDA Loan after Chapter 7 Bankruptcy in Florida, Texas, Tennessee, and Alabama? What are the USDA Chapter 7 Bankruptcy waiting periods? In Part 1 of our series on USDA Loan Credit Requirements we discussed
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USDA Loan Credit Requirements: Can rapid rescoring help if your USDA loan was denied due to credit score in Florida, Texas, Tennessee, or Alabama?

Part 2 – USDA Loan Credit Requirements: Can rapid rescoring help if your USDA loan was denied due to credit score?

USDA Credit Qualifying | Posted on August 12, 2022 at 8:43 pm by usdaadmin

USDA Loan Credit Requirements: Can rapid rescoring help if your USDA loan was denied due to credit score? In Part 1 of our series on USDA Loan Credit Requirements we discussed USDA credit score guidelines and additional minimum credit score
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Part 1 – USDA Loan Credit Score Requirements: Is there a USDA Loan Minimum Credit Score?

Front Page | USDA Credit Qualifying | Posted on August 5, 2022 at 7:34 pm by usdaadmin

Part 1 – USDA Loan Credit Score Requirements: Is there a USDA Loan Minimum Credit Score in Florida, Texas, Tennessee, or Alabama? When qualifying for a mortgage, everybody knows that your credit scores are critical, but depending on the loan
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What are the USDA loan requirements for individuals with little to no credit history?

Front Page | USDA Credit Qualifying | USDA Loans | Posted on April 8, 2022 at 10:00 am by usdaadmin

What are the USDA Loan Requirements for Individuals with Little to No Credit History? There are USDA loan requirements for those that have little to no credit history to qualify for a USDA loan. If a homebuyer does not have
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USDA Guidelines in Florida, Texas, Alabama, and Tennessee

How long does it take to qualify for a USDA loan as a recent graduate?

Front Page | USDA Credit Qualifying | Posted on March 25, 2022 at 10:23 am by

How long does it take to qualify for a USDA loan as a recent graduate? If you have recently graduated, you may be wondering how long it takes to qualify for a USDA loan as a recent graduate. Unfortunately, we
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Can you qualify for a USDA Loan after forbearance?

USDA Credit Qualifying | Posted on October 15, 2021 at 10:34 pm by usdaadmin

Can you qualify for a USDA Loan after forbearance? How long do you have to wait after forbearance to qualify for a USDA loan? This week’s topic is especially timely due to the many homeowners who are exiting their COVID-19
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Five things “To Do” for a successful USDA application

What are Five Things “To Do” for a Successful USDA Mortgage Application?

USDA Credit Qualifying | Posted on July 30, 2021 at 6:08 pm by usdaadmin

What are Five Things “To Do” for a Successful USDA Mortgage Application? Submitting your USDA mortgage application, looking for the right home, and preparing an offer are all part of purchasing a home. However, because of the overwhelming amount of
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How does a legal separation affect USDA qualifying?

Front Page | USDA Credit Qualifying | Posted on May 7, 2021 at 7:20 pm by usdaadmin

Qualifying for a USDA Loan after a Legal Separation. The separation process can require many decisions, such as whether to buy or rent. While this may involve stress, it is important to not overlook mortgage qualifying details which includes understanding
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USDA Loan Calculator

Use This Calculator To Help Stay Within Your Budget:

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Financing: 100%

Purchase Price with
1% Guarantee Fee

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Total Estimate

*Taxes and Insurance can vary from property to property.
Note: This USDA Loan calculator is for estimating purposes only and is neither a Loan Estimate or Commitment to Lend. Minimum credit conditions will apply on all loans.

Zillow Reviews

5 stars on 3/17/2023

Metroplex came recommended by my realtor, I found Sean and his entire team professional kept me aware of needed documents timely, process was streamlined to avoid repetitive tasks. I closed on time and would highly recommend this company and team to everyone.

5 stars on 1/17/2023

My husband and I had low credit when we first went to Metroplex Mortgage, they helped us through every step of our journey, by giving us advice to just being there to listen during the stressful parts. By the time we were able to buy our first home with Metroplex, the process was super easy and everyone was super kind. It’s just like a family atmosphere there. They truly care about your needs. It took less than two months from start to finish! Even after we closed, I’ve contacted them with more questions and they are still helping. I can’t say enough how much I give this company a thumbs up!!! Truly thankful to have found them! 💜 Thank you Metroplex!

5 stars on 1/16/2023

Having Stephen and his team were great, they did all the work and easy on the buyer side. They walked through everything that will go on and answered any questions.

See all 271 Reviews on Zillow

Sean A. Stephens, CMB®