Understanding the Differences Between USDA and VA Loans in Florida, Texas, Tennessee, and Alabama
What is a USDA Loan? | Posted on April 21, 2023 at 10:11 pm by Sean Stephens
Understanding the Differences Between USDA and VA Loans: Which One is Right for You? If you’re in the market for a mortgage in Florida, Texas, Tennessee, or Alabama, you may have come across different types of loans, including USDA and
Continue Reading….
What are the Differences Between USDA and VA Home Loans?
USDA Loan Benefits | USDA Loans | VA Loans | What is a USDA Loan? | Posted on February 25, 2022 at 3:34 pm by usdaadmin
What are the differences between USDA and VA Home Loans? There are three important differences between USDA and VA home loans. As many of us know, both USDA and VA loans offer no down payment financing, which makes them great
Continue Reading….
USDA No Down Payment Loans – How do you become USDA eligible?
Front Page | USDA Loan Eligibility | USDA Loans | What is a USDA Loan? | Posted on November 6, 2020 at 2:56 pm by usdaadmin
The USDA loan program is sought after by homebuyers due to their 100% financing, affordable terms, and flexible credit qualifying. That is why it is so important to understand the basics on how to become USDA eligible. In my opinion,
Continue Reading….
USDA Mortgage Calculator: Here’s how to CORRECTLY calculate a USDA monthly payment
USDA Loan Process | USDA Loans | What is a USDA Loan? | Posted on October 16, 2020 at 12:04 pm by usdaadmin
So, how do you CORRECTLY calculate a USDA payment? Unfortunately, many USDA mortgage calculators have not been designed to handle USDA specifics and thus end up providing inaccurate numbers. As such, today’s video reviews exactly what should be calculated in
Continue Reading….
How can a USDA Debt Ratio Waiver increase your maximum sales price?
Front Page | USDA Loan Process | USDA Loans | What is a USDA Loan? | Posted on October 2, 2020 at 12:45 pm by usdaadmin
What happens if your qualifying budget needs a little boost in order to qualify for a home that seems to be just out of reach? What if you were just denied for a loan because your USDA debt-to-income ratios were
Continue Reading….
Is your lender’s USDA approval time affected by USDA’s fiscal year-end?
Front Page | USDA Loans | What is a USDA Loan? | Posted on September 18, 2020 at 3:21 pm by usdaadmin
Don’t let a lender hold up your closing because they say the “USDA is out of money”! USDA’s fiscal year runs from October 1st until September 30th and at the beginning of each fiscal year, the USDA Single Family Housing
Continue Reading….
3 USDA Financing Facts Every Seller Should Know
Front Page | USDA Approved Lender Benefits | USDA Loans | What is a USDA Loan? | Posted on August 28, 2020 at 5:00 pm by usdaadmin
Sellers can sometimes be hesitant to accept USDA financing for their property, but this is often due to common misconceptions about the USDA program. With that being said, today’s video focuses on 3 important USDA Financing facts that every seller
Continue Reading….
What USDA closing costs can be included with your loan?
USDA Loan Process | USDA Loans | What is a USDA Loan? | Posted on June 26, 2020 at 7:30 pm by usdaadmin
A common question that I receive is whether you can “roll-in” your closing costs with a USDA loan because many have heard through second hand sources that closing costs are automatically included with your USDA loan. However, in today’s short
Continue Reading….
How do you qualify for a USDA mortgage when self-employed?
Front Page | USDA Loans | What is a USDA Loan? | Posted on June 12, 2020 at 2:51 pm by usdaadmin
Qualifying for a USDA mortgage when you are self-employed can be both confusing and frustrating. However, in today’s video, I will review a three-step qualifying approach which can help to both relieve anxiety and further explain the process. Before we
Continue Reading….
USDA Single Family Housing Guaranteed vs Direct – What’s the difference?
Front Page | USDA Loans | What is a USDA Loan? | Posted on June 5, 2020 at 2:36 pm by usdaadmin
USDA Rural Development offers single family housing loans under two similar, but at the same time very different programs. While this can lead to confusion among homebuyers and Realtors, today’s video will break down differences between the USDA Single Family
Continue Reading….
