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How Do I Qualify for a USDA Loan

The USDA loan program is sought after by homebuyers due to 100% financing, affordable terms, and flexible credit qualifying. If you are a homebuyer looking to purchase a home in an eligible rural area, you may be able to qualify for this tremendous program. Let our experience as a USDA Approved Lender go to work for you

Qualification Requirements

  1. Property Eligibility: The subject property being purchased must be located in an approved USDA Rural Development area. There are no exceptions to this policy. Eligible areas can vary per county, so be aware when planning to look for homes. Search USDA Property Eligibility Map
  2. Income Limitations: There are income limitations based on family household size. USDA loans take into account income from all family household members, and not just who is on the loan. This can be complicated, so contact us for any specific questions. Search Income Limits
  3. Credit Conditions: Minimum credit conditions will apply and additional qualifying conditions may be needed for approval.

How Do I Qualify for a USDA Loan?

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