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How fast can you close a USDA loan?

December 17th, 2016 by Sean Stephens

How fast can you close a USDA loan?

When it comes to USDA loan processing times, many are under the impression that it has to take 60 days, but  in today’s post I will show the steps we took to recently close a USDA loan in only 27 days!

As many of you know, we have established a team philosophy at our office that is able to coordinate the USDA loan qualifying process efficiently from pre-qualification through closing.

Also, don’t forget to take advantage of our complimentary Second Opinion Service (SOS).  This is great for both new pre-qualifications and loans already in process so you can get access to an expert second opinion and help keep your closing on track!

So, How Fast Can You Close a USDA Loan?

While it is good practice to customarily plan for a USDA closing date of 45 days or less (some lenders may ask for more time, but that is not necessary in my opinion), we will do our best to close a USDA loan as fast as possible as noted above with the recent USDA 27 day closing we experienced.

Now, that is definitely on the shorter end of the closing window, but we are always on the lookout for variables  such as any appraisal delays, re-inspections, well testing, and other unforeseeable circumstances that would be accounted for in the customary 45 day or less time frame.

However, as you can see,  team is built to close loans as quickly as possible!Punta Gorda FL USDA Lender

Further, because of our dedicated service and effective USDA processing systems that are in place, we are receiving great feedback from our customers and now have received the following posted review:

We are grateful for the feedback and appreciate all of our customers and the Realtors that we  work with on a daily basis and thank you for trusting us with all of your mortgage needs.








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