Call to get Pre-Qualified: 800-806-9836 x280
USDA Loan Pro Logo
USDA Vendor Logo Florida USDA No #1 Lender

How Do You Know If Your Income Qualifies for a USDA Loan?

February 7th, 2014 by Sean Stephens

What are the Income Requirements for the USDA Rural Housing Guaranteed Loan Program?

While this topic can be complicated, today I will guide you step by step through the USDA website and how to determine if your income qualifies for a USDA Loan.

Income Qualifying Calculator for USDA Loans

  • First, go to the USDA homepage: For your convenience, I’ve included the link below.

  • Next, click on Single Family Housing under the Income Eligibility section: From here you will begin to input individual information such as your state, county, and household information.
  • Once all individual and household information has been added, hit next to be brought to the next page: Here you will enter information about your monthly expenses and income. Remember, if you are unsure of what to enter you can click on the question mark next to each line to receive clarification.
  • Once all relevant information has been added, click finish towards the bottom of the screen to see the results on if your income qualifies for a USDA Loan.

Please remember, this calculator is only to be used as a tool and does not guarantee eligibility. Certain income or deductions may not be applicable based on specific USDA income qualifying guidelines.  The bottom line is do not qualify or disqualify yourself, always check with a mortgage professional who is experienced with USDA Home Loans.

back to top