Is an earnest money deposit required on a USDA loan?  If there is no down payment, what USDA loan out-of-pocket expenses should you prepare for in Florida, Texas, Tennessee, and Alabama? Many think that 100% financing is... Read More

Can Florida SHIP Funds be combined with a USDA loan? The goal of Florida SHIP funds is to provide affordable homeownership for first-time homebuyers with very low, low, and moderate-income. Florida SHIP Funds can be used... Read More

Are there USDA home inspection requirements in Florida, Texas, Tennessee, or Alabama? Once the sales contract has been signed, you might wonder if there are any specific USDA home inspection requirements? In today’s video,... Read More

How do you calculate Florida Intangible Tax and Transfer Tax when purchasing a home?  Do you know what costs are associated on the transfer of real property and how to calculate Florida Intangible Tax? When purchasing a... Read More

USDA and VA Loans: Understanding 2/1 Buydowns, Discount Points, and Seller Concessions in Florida, Texas, Tennessee, and Alabama. Due to the rapidly rising rate environment that we have experienced through the course of this... Read More

What are USDA well and septic distance requirements in Florida, Texas, Tennessee, and Alabama? When dealing with rural areas, it is critical to understand how the USDA well and septic distance requirements can affect USDA... Read More