Can a USDA No Down Payment Loan Finance an Adjoining Lot?
Front Page | USDA Property Eligibility | Posted on February 3, 2023 at 5:49 pm by Sean Stephens
Can a USDA No Down Payment Loan Finance an Adjoining Lot in Florida, Texas, Tennessee, or Alabama? When working in rural areas, it can be common to have properties where there is a vacant lot next door to the home
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Can you combine Florida SHIP Funds with a USDA loan?
Front Page | USDA Loan Eligibility | Posted on December 16, 2022 at 3:35 pm by usdaadmin
Can Florida SHIP Funds be combined with a USDA loan? The goal of Florida SHIP funds is to provide affordable homeownership for first-time homebuyers with very low, low, and moderate-income. Florida SHIP Funds can be used for a variety of
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What are USDA loan well water testing requirements in Florida, Texas, Tennessee, or Alabama?
USDA Property Eligibility | Posted on November 4, 2022 at 10:50 pm by usdaadmin
What are USDA loan water testing requirements for a private well in Florida, Texas, Tennessee, or Alabama? So, what are the necessary steps to meet USDA loan well water testing requirements? As you can imagine, this is a common question that
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Can you purchase multiple parcels of land with a USDA loan?
Front Page | USDA Loan Eligibility | USDA Loans | USDA Property Eligibility | Posted on December 3, 2021 at 11:16 am by usdaadmin
Can you qualify for a USDA loan to buy land next door to the home you are purchasing? What can be done when a homeowner wants to sell both their property as well as the lot next door within the
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Do USDA Loans require an Earnest Money Deposit?
USDA Loan Process | USDA Loans | Posted on September 10, 2021 at 4:22 pm by usdaadmin
Do USDA Loans require an Earnest Money Deposit? Typically, when purchasing a home, a buyer will have two types of out-of-pocket expenses: down payment and settlement charges. With a USDA no down payment loan, the burden of a down payment
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Is there an acreage limit on USDA Rural Home Loans?
Front Page | USDA Loans | USDA Property Eligibility | Posted on June 25, 2021 at 9:54 am by usdaadmin
Do USDA Loans have acreage limits? Acreage questions and USDA loans seem to go hand in hand. This also happens to be one of the most common questions that we receive. In today’s video I will explain the details and
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What are USDA credit requirements for those with little or no credit history?
Front Page | USDA Credit Qualifying | USDA Loans | Posted on April 23, 2021 at 2:55 pm by usdaadmin
It is possible to qualify for a USDA loan with little or no credit history? When a homebuyer does not have an established credit history, USDA qualifications allow the ability to utilize non-traditional credit accounts. In today’s video, I’ll discuss
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How much USDA land can be purchased with a USDA home loan?
Front Page | USDA Loans | USDA Property Eligibility | Posted on March 26, 2021 at 10:00 pm by usdaadmin
USDA loans are sought after by homebuyers since they allow for no down payment and offer financing flexibility. Additionally, USDA guidelines have recently improved in regards to how much acreage can be purchased with a USDA home loan. While it is true that
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How soon can you qualify for a USDA loan after Chapter 7 Bankruptcy?
USDA Credit Qualifying | USDA Loans | Posted on February 26, 2021 at 10:00 pm by usdaadmin
Per the administrative office of the U.S. Courts, there were 659,881 non-business bankruptcies filed for the 12 month period ending June 2020. With that being said, many of those cases may not have been due to financial mismanagement, but instead
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Can You Qualify for a USDA Loan after Short Sale?
USDA Credit Qualifying | USDA Loans | Posted on February 12, 2021 at 10:00 pm by usdaadmin
With the many short sales that were finalized in recent years, prospective buyers are now looking to re-qualify to purchase a home. Updated guidelines specifically address how to qualify for a USDA loan after a short sale, and today’s video
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