Self-Employed Homebuyers: How to Qualify for a USDA Loan in Florida
Front Page | USDA Loans | What is a USDA Loan? | Posted on August 8, 2025 at 9:21 pm by Sean A. Stephens, Esq., CMB®
Your Guide to USDA Loan Approval for Self-Employed Homebuyers in Florida! Learn how we turn self-employed homebuyers into USDA success stories — even when other lenders say no! If you’re self-employed and dreaming of buying a home in Florida with
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Only 12 Months Needed? This USDA Income Guideline Can Help More Buyers Qualify!
USDA Income Limits | Posted on July 11, 2025 at 8:07 pm by Sean A. Stephens, Esq., CMB®
✅ Why This Matters for Realtors and Homebuyers When buyers earn overtime, bonuses, or commissions, they often assume they need a two-year history for it to count. But under USDA loan guidelines, that’s not always the case. If the income
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BREAKING NEWS: Metroplex Mortgage Services Named Florida’s #1 USDA Lender for Third Year in a Row—Plus National Recognition from USDA!
Front Page | USDA Loan Benefits | Posted on June 27, 2025 at 10:19 pm by Sean A. Stephens, Esq., CMB®
Metroplex Mortgage Services is the #1 Ranked Florida USDA Lender in 2025 – Again! 🚨 BREAKING NEWS: Metroplex Mortgage Services has once again been ranked the 2025 #1 USDA Lender in Florida, marking our third consecutive year and fourth time
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What appraisal updates are required on a USDA Loan after a hurricane?
Front Page | USDA Loan Process | USDA Loans | Posted on September 27, 2024 at 10:23 am by Sean A. Stephens, Esq., CMB®
What appraisal updates are required on a USDA Loan after a hurricane? With the disaster and devastation left behind by Hurricane Helene, I wanted to outline what homebuyers and Realtors should expect for transactions that are currently in progress. As
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USDA Property Eligibility: Can a USDA Loan Amount also include an Adjoining Lot?
USDA Property Eligibility | Posted on August 16, 2024 at 8:58 pm by Sean A. Stephens, Esq., CMB®
Can a USDA Loan Amount also include an Adjoining Lot in Florida, Texas, Tennessee, and Alabama? When working in rural areas, it can be common to have properties where there is a vacant lot next door to the home you
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Part 3 – USDA Income Guidelines: 2024 USDA Eligibility for Overtime, Bonus, and Commission Income
USDA Income Limits | Posted on July 12, 2024 at 4:20 am by Sean A. Stephens, Esq., CMB®
USDA Income Guidelines: 2024 USDA Eligibility for Overtime, Bonus, and Commission Income Making the most out of the updated USDA income guidelines requires the proper calculation of all available income! However, because everyone is not paid the same, it is
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Metroplex Mortgage Services Wins #1 USDA Lender Ranking in Florida – Back to Back!
Front Page | USDA Loan Benefits | Posted on June 14, 2024 at 8:24 pm by Sean A. Stephens, Esq., CMB®
Metroplex Mortgage Services is the #1 ranked Florida USDA Lender in 2024 – Again! USDA Rural Development recently announced their USDA Lender Rankings and we are proud to announce that Metroplex Mortgage Services has once again been named the #1
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How does a pastor qualify to purchase a home with a USDA loan?
USDA Loan Eligibility | Posted on May 10, 2024 at 12:47 pm by Sean A. Stephens, Esq., CMB®
How does a pastor qualify to purchase a home with a USDA loan in Florida, Texas, Tennessee, or Alabama? How do you qualify for a USDA loan with pastor, clergy, or ministry income? Can housing or parsonage income be considered
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How to buy the home you are renting with a USDA No Down Payment Loan!
USDA Loans | What is a USDA Loan? | Posted on April 5, 2024 at 2:58 pm by Sean A. Stephens, Esq., CMB®
Can you buy the home you are renting with a USDA No Down Payment Loan in Florida, Texas, Tennessee, or Alabama? As more renters transition into homeownership, USDA rent to own opportunities are increasing for those homebuyers who want to
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Part 7 – USDA Property Eligibility: How much land can you include with a USDA loan?
USDA Property Eligibility | Posted on March 22, 2024 at 9:35 pm by Sean A. Stephens, Esq., CMB®
USDA Property Eligibility: How much land can you include with a USDA loan? Do USDA Loans have acreage limits? Acreage questions and USDA loans for land seem to go hand in hand. But how much land can you include with
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