Don’t Miss These 3 Ways to Boost Your USDA Loan Purchasing Power!
USDA Approved Lender Benefits | USDA Loan Process | Posted on August 15, 2025 at 2:04 pm by Sean A. Stephens, Esq., CMB®
3 Proven Ways to Lower Your USDA Debt-to-Income Ratios and Increase Your Qualifying Sales Price! Realtors and Homebuyers know how frustrating it can be when the loan qualification is for less than the home they hoped for. In cases where
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Self-Employed Homebuyers: How to Qualify for a USDA Loan in Florida
Front Page | USDA Loans | What is a USDA Loan? | Posted on August 8, 2025 at 9:21 pm by Sean A. Stephens, Esq., CMB®
Your Guide to USDA Loan Approval for Self-Employed Homebuyers in Florida! Learn how we turn self-employed homebuyers into USDA success stories — even when other lenders say no! If you’re self-employed and dreaming of buying a home in Florida with
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Only 12 Months Needed? This USDA Income Guideline Can Help More Buyers Qualify!
USDA Income Limits | Posted on July 11, 2025 at 8:07 pm by Sean A. Stephens, Esq., CMB®
✅ Why This Matters for Realtors and Homebuyers When buyers earn overtime, bonuses, or commissions, they often assume they need a two-year history for it to count. But under USDA loan guidelines, that’s not always the case. If the income
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BREAKING NEWS: Metroplex Mortgage Services Named Florida’s #1 USDA Lender for Third Year in a Row—Plus National Recognition from USDA!
Front Page | USDA Loan Benefits | Posted on June 27, 2025 at 10:19 pm by Sean A. Stephens, Esq., CMB®
Metroplex Mortgage Services is the #1 Ranked Florida USDA Lender in 2025 – Again! 🚨 BREAKING NEWS: Metroplex Mortgage Services has once again been ranked the 2025 #1 USDA Lender in Florida, marking our third consecutive year and fourth time
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USDA Loan Calculator: Understanding How A USDA Mortgage Payment Is Calculated
What is a USDA Loan? | Posted on March 28, 2025 at 7:01 pm by Sean A. Stephens, Esq., CMB®
USDA Loan Calculator. Are you searching for an accurate USDA Loan Calculator to estimate your monthly payment? Many online calculators fail to factor in USDA-specific costs, which can lead to budgeting mistakes. Thankfully, our USDA Loan Payment Calculator is built
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How do you Calculate a USDA Mortgage Payment in Florida, Texas, Tennessee, and Alabama?
USDA Loan Process | Posted on February 7, 2025 at 5:59 pm by Sean A. Stephens, Esq., CMB®
How do you accurately calculate a USDA mortgage loan payment? Although there are many out there, most of the standard mortgage calculators don’t account for the specific components of USDA loans. In today’s video, we’ll guide you through various items
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What appraisal updates are required on a USDA Loan after a hurricane?
Front Page | USDA Loan Process | USDA Loans | Posted on September 27, 2024 at 10:23 am by Sean A. Stephens, Esq., CMB®
What appraisal updates are required on a USDA Loan after a hurricane? With the disaster and devastation left behind by Hurricane Helene, I wanted to outline what homebuyers and Realtors should expect for transactions that are currently in progress. As
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USDA Loan FAQ: What are Three Questions about USDA Loans that every seller should know?
USDA Loan Eligibility | Posted on August 23, 2024 at 7:00 am by Sean A. Stephens, Esq., CMB®
What are Three Questions about USDA Loans that every seller should know in Florida, Texas, Tennessee, or Alabama? Sellers can sometimes be hesitant to accept USDA financing for their property, but this is often due to common misconceptions about the
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USDA Property Eligibility: Can a USDA Loan Amount also include an Adjoining Lot?
USDA Property Eligibility | Posted on August 16, 2024 at 8:58 pm by Sean A. Stephens, Esq., CMB®
Can a USDA Loan Amount also include an Adjoining Lot in Florida, Texas, Tennessee, and Alabama? When working in rural areas, it can be common to have properties where there is a vacant lot next door to the home you
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Part 3 – USDA Income Guidelines: 2024 USDA Eligibility for Overtime, Bonus, and Commission Income
USDA Income Limits | Posted on July 12, 2024 at 4:20 am by Sean A. Stephens, Esq., CMB®
USDA Income Guidelines: 2024 USDA Eligibility for Overtime, Bonus, and Commission Income Making the most out of the updated USDA income guidelines requires the proper calculation of all available income! However, because everyone is not paid the same, it is
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