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Updated 2023 Florida USDA Income Limits by County!


Updated USDA Household Income Limits for 2023 have arrived!

So what is a USDA household income limit?

It’s the combined income of all household members and NOT just those who are on the USDA loan. Understanding your applicable county income limit is a critical step towards USDA qualifying.

To learn more about 2023 USDA loan income limits, check out our previous blog post.

To learn more about USDA loans, download our FREE USDA Blueprint for Success. This educational resource is designed to help walk you through the USDA process step-by-step and is designed for homebuyers and realtors alike.

As a USDA Approved Lender in Florida, Tennessee, Alabama, and Texas, let our experience and expertise go to work for you!

Just call or email to discuss your scenario and let us show you the “Metroplex” difference!

Toll Free: (800) 806-9836 X 280
Call/Text: (863) 593-2001
SeanS@MPLX.org

Don’t forget to download our USDA Blueprint for Success with the link below:

 

FREE USDA home loan Guide

What are the updated USDA Household Income Limits for 2023 in Florida?

Effective July 6, 2023, the USDA Single Family Housing Guaranteed Loan Program has updated their income limits to the following:

County 1-4 Person Households 5-8 Person Households
Baker County, FL HUD Metro FMR Area $110,650 $146,050
Bradford County, FL $110,650 $146,050
Calhoun County, FL $110,650 $146,050
Cape Coral-Fort Myers, FL MSA $110,650 $146,050
Columbia County, FL $110,650 $146,050
Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area $110,650 $146,050
Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area $110,650 $146,050
DeSoto County, FL $110,650 $146,050
Dixie County, FL $110,650 $146,050
Fort Lauderdale, FL HUD Metro FMR Area $110,650 $146,050
Franklin County, FL $110,650 $146,050
Gainesville, FL HUD Metro FMR Area $110,650 $146,050
Glades County, FL $110,650 $146,050
Gulf County, FL $110,650 $146,050
Hamilton County, FL $110,650 $146,050
Hardee County, FL $110,650 $146,050
Hendry County, FL $110,650 $146,050
Holmes County, FL $110,650 $146,050
Homosassa Springs, FL MSA $110,650 $146,050
Jackson County, FL $110,650 $146,050
Jacksonville, FL HUD Metro FMR Area $110,650 $146,050
Lafayette County, FL $110,650 $146,050
Lakeland-Winter Haven, FL MSA $110,650 $146,050
Levy County, FL HUD Metro FMR Area $110,650 $146,050
Liberty County, FL $110,650 $146,050
Madison County, FL $110,650 $146,050
Miami-Miami Beach-Kendall, FL HUD Metro FMR Area $118,650 $156,600
Monroe County, FL $124,800 $164,750
Naples-Immokalee-Marco Island, FL MSA $114,800 $151,550
North Port-Sarasota-Bradenton, FL MSA $110,650 $146,050
Ocala, FL MSA $110,650 $146,050
Okeechobee County, FL $110,650 $146,050
Orlando-Kissimmee-Sanford, FL MSA $110,650 $146,050
Palm Bay-Melbourne-Titusville, FL MSA $110,650 $146,050
Palm Coast, FL HUD Metro FMR Area $110,650 $146,050
Panama City, FL MSA $110,650 $146,050
Pensacola-Ferry Pass-Brent, FL MSA $110,650 $146,050
Port St. Lucie, FL MSA $110,650 $146,050
Punta Gorda, FL MSA $110,650 $146,050
Putnam County, FL $110,650 $146,050
Sebastian-Vero Beach, FL MSA $110,650 $146,050
Sebring, FL MSA $110,650 $146,050
Suwannee County, FL $110,650 $146,050
Tallahassee, FL HUD Metro FMR Area $110,650 $146,050
Tampa-St. Petersburg-Clearwater, FL MSA $110,650 $146,050
Taylor County, FL $110,650 $146,050
The Villages, FL MSA $110,650 $146,050
Union County, FL $110,650 $146,050
Wakulla County, FL HUD Metro FMR Area $110,650 $146,050
Walton County, FL HUD Metro FMR Area $110,650 $146,050
Washington County, FL $110,650 $146,050
West Palm Beach-Boca Raton, FL HUD Metro FMR Area $112,000 $147,850

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