It’s the combined income of all household members and NOT just those who are on the USDA loan. Understanding your applicable county income limit is a critical step towards USDA qualifying.
To learn more about 2023 USDA loan income limits, check out our previous blog post.
To learn more about USDA loans, download our FREE USDA Blueprint for Success. This educational resource is designed to help walk you through the USDA process step-by-step and is designed for homebuyers and realtors alike.
As a USDA Approved Lender in Florida, Tennessee, Alabama, and Texas, let our experience and expertise go to work for you!
Just call or email to discuss your scenario and let us show you the “Metroplex” difference!
Toll Free: (800) 806-9836 X 280
Call/Text: (863) 593-2001
SeanS@MPLX.org
Don’t forget to download our USDA Blueprint for Success with the link below:
Effective July 6, 2023, the USDA Single Family Housing Guaranteed Loan Program has updated their income limits to the following:
| County | 1-4 Person Households | 5-8 Person Households |
| Baker County, FL HUD Metro FMR Area | $110,650 | $146,050 |
| Bradford County, FL | $110,650 | $146,050 |
| Calhoun County, FL | $110,650 | $146,050 |
| Cape Coral-Fort Myers, FL MSA | $110,650 | $146,050 |
| Columbia County, FL | $110,650 | $146,050 |
| Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area | $110,650 | $146,050 |
| Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area | $110,650 | $146,050 |
| DeSoto County, FL | $110,650 | $146,050 |
| Dixie County, FL | $110,650 | $146,050 |
| Fort Lauderdale, FL HUD Metro FMR Area | $110,650 | $146,050 |
| Franklin County, FL | $110,650 | $146,050 |
| Gainesville, FL HUD Metro FMR Area | $110,650 | $146,050 |
| Glades County, FL | $110,650 | $146,050 |
| Gulf County, FL | $110,650 | $146,050 |
| Hamilton County, FL | $110,650 | $146,050 |
| Hardee County, FL | $110,650 | $146,050 |
| Hendry County, FL | $110,650 | $146,050 |
| Holmes County, FL | $110,650 | $146,050 |
| Homosassa Springs, FL MSA | $110,650 | $146,050 |
| Jackson County, FL | $110,650 | $146,050 |
| Jacksonville, FL HUD Metro FMR Area | $110,650 | $146,050 |
| Lafayette County, FL | $110,650 | $146,050 |
| Lakeland-Winter Haven, FL MSA | $110,650 | $146,050 |
| Levy County, FL HUD Metro FMR Area | $110,650 | $146,050 |
| Liberty County, FL | $110,650 | $146,050 |
| Madison County, FL | $110,650 | $146,050 |
| Miami-Miami Beach-Kendall, FL HUD Metro FMR Area | $118,650 | $156,600 |
| Monroe County, FL | $124,800 | $164,750 |
| Naples-Immokalee-Marco Island, FL MSA | $114,800 | $151,550 |
| North Port-Sarasota-Bradenton, FL MSA | $110,650 | $146,050 |
| Ocala, FL MSA | $110,650 | $146,050 |
| Okeechobee County, FL | $110,650 | $146,050 |
| Orlando-Kissimmee-Sanford, FL MSA | $110,650 | $146,050 |
| Palm Bay-Melbourne-Titusville, FL MSA | $110,650 | $146,050 |
| Palm Coast, FL HUD Metro FMR Area | $110,650 | $146,050 |
| Panama City, FL MSA | $110,650 | $146,050 |
| Pensacola-Ferry Pass-Brent, FL MSA | $110,650 | $146,050 |
| Port St. Lucie, FL MSA | $110,650 | $146,050 |
| Punta Gorda, FL MSA | $110,650 | $146,050 |
| Putnam County, FL | $110,650 | $146,050 |
| Sebastian-Vero Beach, FL MSA | $110,650 | $146,050 |
| Sebring, FL MSA | $110,650 | $146,050 |
| Suwannee County, FL | $110,650 | $146,050 |
| Tallahassee, FL HUD Metro FMR Area | $110,650 | $146,050 |
| Tampa-St. Petersburg-Clearwater, FL MSA | $110,650 | $146,050 |
| Taylor County, FL | $110,650 | $146,050 |
| The Villages, FL MSA | $110,650 | $146,050 |
| Union County, FL | $110,650 | $146,050 |
| Wakulla County, FL HUD Metro FMR Area | $110,650 | $146,050 |
| Walton County, FL HUD Metro FMR Area | $110,650 | $146,050 |
| Washington County, FL | $110,650 | $146,050 |
| West Palm Beach-Boca Raton, FL HUD Metro FMR Area | $112,000 | $147,850 |
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